Sources of Financial Aid:
OSAP, provincial loans and U.S. loans
If you are a full-time, undergraduate student at Woodsworth, your primary source of financial assistance would be a student loan such as:
- An OSAP loan (Ontario Student Assistance Program);
- A provincial loan from another province, or
- A United States (US) loan.
- Apply early – well before the start of classes. Learn more about how and when to apply on the OSAP website.
- Consult the FAQs on the U of T OSAP page.
- Need to follow up on your application? Contact the University Registrar's Office.
- Are you a part-time student? Learn about Part-Time OSAP.
- Learn how to defer your fees if you are on OSAP.
- Learn about repaying your OSAP.
University of Toronto Advanced Planning for Students (UTAPS) could help to fill the financial gap if you are a full-time student receiving the maximum amount of government financial aid available, but your funding doesn’t cover all university costs.
- If you are receiving OSAP, you will be automatically assessed for UTAPS.
- If you are receiving loans from a province other than Ontario, or you are receiving Band funding, you will need to fill out the UTAPS application. Learn about UTAPS eligibility and the application process.
Woodsworth College grants
A Woodsworth College grant can provide assistance if you have explored all other avenues of financial assistance and you are still experiencing financial need.
Grants and bursaries are secondary sources of modest financial aid mean to supplement government student loans, savings, employment, and available support from family. They are not intended to replace these primary sources of financial support.
In most cases, grants and bursaries are intended to assist registered, first-degree students only. Non-degree and visiting students do not normally qualify.
The average grant for a full-time student with a student loan is about $1500. The budget included in the application must demonstrate financial need and reasonable expenses. Students are expected to accept both the loan and the grant portion of student loans, if available, prior to applying for a grant.
Students who are unable to access student loans or other sources of financial aid are encouraged to connect with the Awards Officer to discuss their financial plan well in advance of the start of term.
Should you be experiencing an unexpected education-related expense or emergency, please do not hesitate to reach out for support.
Woodsworth College grants are for domestic students. If you are an international student facing unforeseen financial circumstances, please contact Woodsworth College.
When to apply:
The first week of summer classes for the Summer session;
October for the Fall/ Winter session.
Noah Meltz Program of Financial Assistance
If you are an undergraduate student in a certificate, degree or diploma program (including the Academic Bridging Program) taking less than 60 per cent of a full course load, you may be eligible to apply for a Noah Meltz grant.
Work Study provides students with the opportunity to develop their knowledge, skills and experience through paid work on campus.
APUS Bursaries for Part-Time Students
Recognizing that part-time students face barriers to accessing funding from governmental and institutional programs, the Association of Part-Time Undergraduate Students (APUS) offers bursaries on the basis of financial need as determined by Enrolment Services.